NiyoX - Digital Banking
Decode banking with NiyoX Bank Account in Partnership with Equitas Small Finance Bank, 0 Balance Savings Account, 0% Commission on Mutual Funds, 7% Interest* p.a. on your Savings, No wonder some call it “007 banking”!
Tired of jumping through multiple loops to get something done at your local bank? Confused by financial lingo? NiyoX is here to decode banking for you with an intuitive, easy-to-use app and a 2-in-1 Savings + Wealth account. Opening your digital savings account with NiyoX is fast, efficient, can be done from wherever you happen to be, and is 100% paperless. Banking with NiyoX is quick and easy since we’re here to make things simple, safe and smart and put you in charge of your finances.
Our 2-in-1 Savings and Wealth account is the perfect place to start if you’re looking to open a zero balance savings account. Why? Because with NiyoX you get best interest rates on savings and free online fund transfers. We offer you the financial trinity of ₹0 Account Maintenance Charges, 0% commission on Mutual Funds investment, and up to 7% interest p.a.* on your savings to add a touch of 007 to your finances. Our wealth offering, powered by Niyo Money, will help you get started on your investment journey so that your money works for you!
How NiyoX puts the ‘X’ in neobanking:
* 2-in-1 Savings and Wealth Account•
* Virtual Debit Card that helps you start making online transactions as soon as you open your account
* Card locks and limits that help you control expenses via different payment channels (ATM, card swipes, online, international)
* Tap & Pay feature and ZERO Forex markup
* ‘Invest the Change’ feature that lets you save while you spend by investing your spare change
* Exclusive onboarding deals and regular rewards
* Wave feature that hides your account balance when you wave your hand over it to keep it safe from prying eyes
* In-app support and online Community forum to get answers and share feedback
Preparing the Best Financial Dish:
Prep time: Less than 10 minutes
Difficulty: Easier than roasting papad
Serves: As many as you want
* 1 Gen X User who wants simple digital banking
Recipe for Online Savings Account Opening:
1. Download the NiyoX App
2. Enter your phone number (should be the one linked to your Aadhaar)
3. Enter your PAN and Aadhaar number
4. Enter basic personal details
5. Easy management of finances is served
Benefits with your NiyoX Savings Account:
* ₹0 Balance Account
* 0% Commission on Mutual Funds Investments
* Up to 7% interest on your savings
* Invest in domestic and international stocks and get useful mutual funds recommendations via Niyo Money
* Auto-invest spare change every time you spend with ‘Invest the Change’
* ₹5,00,000 insurance for your funds by DICGC, a subsidiary of RBI
* Choice of designs for a Platinum VISA Debit Card
* Earn Equinox reward points every time you spend
Digital Banking Services with a human touch
Digitization has brought the entire world to our smartphones, so it’s only logical that your finances follow suit. Why should there be a need to go to a bank and wait in queues, carry a folder full of documents and fill out complicated paperwork when you can manage your finances from the comfort of your home? This is one of the pain points that NiyoX solves for the modern banker who should have everything at their disposal at a moment’s notice.
Although there is no physical branch, your money is always available for you and is kept secure in your Equitas Small Finance Bank account. If you need help, we are always there to assist you and can be reached at the touch of a button. We use strong encryption protocols to keep your funds safe.
Terms and Conditions: https://static.goniyo.com/legal/Terms_conditions.pdf